French startup Lydia is raising a $45 million Series B round (€40 million). Tencent is leading the round.
Payments peer-ro-peer as their main business model now they shifted to a marketplace of financial products, such as borrowing (up to EUR 1000) in seconds, get a free credit when you open a bank account (cool!), home insurance (nice!) and utilities (electricity, gas and internet providers).
Lydia account can be connected to your bank account and debit card. It works with Google Pay, Samsung Pay, Apple Pay.
Looks to me like they are working using PSD2 standard since while ago (in Romania only in December 2019 the PSD2 law started to be in force).